Valor - Tailor Made Debt Relief Solutions For SMEs

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Tailor Made Debt Relief Solutions For SMEs

Valor solves SME debt challenges by providing easy access to debt relief solutions.

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How It Works

Our streamlined process ensures quick, efficient results, from setup to completion. Enjoy clear steps and full transparency at every stage.

Assess

Submit your debt details online for a free evaluation

Assess

Submit your debt details online for a free evaluation

Assess

Submit your debt details online for a free evaluation

Strategize

Receive a custom plan from our fintech experts

Strategize

Receive a custom plan from our fintech experts

Strategize

Receive a custom plan from our fintech experts

Succeed

Implement and scale with ongoing support.

Succeed

Implement and scale with ongoing support.

Succeed

Implement and scale with ongoing support.

About Valor

Valor Capital is led by a team with over 30 years of collective experience in SME growth, financial operations, and debt management, ensuring deep expertise in addressing complex financial challenges. Valor Capital is a Kenyan fintech innovator committed to addressing the SME debt crisis, where over 90% of businesses are burdened by unsustainable loans. We specialize in delivering debt relief solutions designed to stabilize business operations, preserve jobs, and unlock growth potential for SMEs.

For SMEs

Challenge: 90% of Kenyan SMEs face unsustainable debt—let us help.

Solutions:

Manageable Repayment Terms: Optimize loan terms for cash flow.
Manageable/Optimal Monthly Instalments
Manageable/Optimal Cost of credit
Expert Guidance: Personalized support from day one.

Next Step: Get Started to assess your needs.

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For Partners

Opportunity: Partner with Valor to support SMEs and grow your impact.

Collaboration Areas:

Audit Firms: Refer clients for tailored solutions.
Banks: Integrate our platform for SME relief.
Financial Advisory Firms: Refer clients for tailored solutions.
Impact Funds: Integrate our platform for SME relief.
Associations: Expand reach through SME networks.

Benefits: Revenue sharing, enhanced client services, market leadership.
Next Step: Partner with Us to explore collaboration.

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For Investors

Opportunity: Invest in the SME sector—98% of businesses, 40% of GDP.

Traction:

Pilot testing and iteration ongoing
Relief solutions impact on debts of over KES 50M.
Scalable SaaS model in development.

Vision: Expand across Africa, creating a secondary debt market.
Team: 30+ years of combined fintech and debt expertise.
Why Invest: High-growth potential with social impact.
Next Step: Invest Now and join us in this journey.

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Get in Touch

Get Started (SMEs)

Partner with Us (Partners)

Invest Now (Investors)

Get Started (SMEs)

Partner with Us (Partners)

Invest Now (Investors)

GET STARTED